Sage Hospitality Group
ReNew Lending

About Us

Leadership Team

Meet the experienced professionals dedicated to helping you achieve your homeownership goals

Cole Woolsey

Cole Woolsey

President / CEO

Provides strategic vision and leadership for the organization. Responsible for long-term growth, financial oversight, and regulatory compliance.

Jason Gilday

Jason Gilday

Executive Director of Operations

Manages mortgage operations, including processing, underwriting, and pipeline efficiency. Ensures file quality and timely closings.

Nancy Engle

Nancy Engle

Closing Manager/Branch Manager

Oversees closing department operations and accuracy. Provides branch-level leadership supporting sales production.

Heather Cogley

Heather Cogley

Senior Underwriter

Heather Cogley is a Mortgage Operations Leader and Senior Underwriter at ReNew Lending with 26 years of mortgage-banking experience across retail, wholesale, and correspondent channels.

David Ziton

David Ziton

IT & Business Development

Leads technology infrastructure and identifies tech-driven efficiency improvements. Develops strategic partnerships and growth initiatives.

Brenden Rawlins

Brenden Rawlins

Mortgage Loan Officer/Disclosure Desk

Supports loan origination through operational expertise and coordination with sales, processing, and underwriting teams.

Courtney Bailey

Courtney Bailey

Closing Manager

Courtney Bailey is a seasoned Funder and Processor with over a decade of experience supporting high-performing mortgage teams through precise execution, compliance discipline, and calm consistency at the closing table.

ReNew Lending + Sage Hospitality Group

ReNew Lending provides Sage Hospitality Group employees with exclusive mortgage discounts and personalized concierge service. Participation in this program is entirely optional. Sage Hospitality Group does not require employees to use ReNew Lending and does not receive compensation or other benefits from employee participation. Employees are free to work with any mortgage provider of their choosing.

Company Info

About ReNew LendingLeadershipLoan ProgramsStates Licensed

© 2026 ReNew Lending, Inc. All Rights Reserved.

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Equal Housing Opportunity

ReNew Lending, Inc. - Licensed Mortgage Banker

NMLS #187023 | 1155 West 4th Street, Suite 220, Reno, NV 89503 | 1-702-527-3348 | sage@renewlending.com

State Licensing: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act (CA Mortgage Bankers License #4170049). Licensed by the State of Nevada Department of Business and Industry as a Mortgage Banker (NV Mortgage Bankers License #3384). AZ: ADFI License #0927034, NMLS #1191954. Additional locations: 8330 W Sahara Ave Suite 240, Las Vegas, NV 89117; 2365 B Renaissance Drive, Las Vegas, NV 89119; 11120 E. Bajada Dr., Scottsdale, AZ 85262; 1819 S. Dobson Rd. Suite 216, Mesa, AZ 85202; 1110 NorthChase Parkway, Suite 275, Marietta GA 30067. Licensed in NV, CA, AZ, TX, NC, SC, GA, FL, WA, MT, CO, TN. For complete licensing information, visit www.nmlsconsumeraccess.org

General Disclaimer: This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and underwriting approval. Not all products are available in all states or for all loan amounts. Estimated rates and savings are for illustrative purposes only and do not constitute a guarantee. Other restrictions and limitations apply. Not intended for legal or financial advice—consult your own professionals if such advice is needed.

Employee Program: This exclusive program is available only to eligible Sage Hospitality Group employees. Program terms, rates, and benefits are subject to change and must be verified at time of application. Employment verification required. Savings estimates may not represent typical results and are subject to individual circumstances.

Equal Housing Opportunity: ReNew Lending is an Equal Housing Lender. All qualified applicants will receive consideration for credit without regard to race, color, religion, sex, handicap, familial status, or national origin.

TEXAS RESIDENTS - CONSUMER PROTECTION NOTICE

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.